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Healthcare deadline approaching on March 31


The March 31 deadline to sign up for health insurance is looming.


The latest numbers from the Department of Health and Human Services show more than 6 million Americans are now enrolled in a plan.


But if you don't have health coverage by Monday, you'll have to pay a fine, unless you've started an application before then.


Though the Obama administration has said repeatedly the deadline was firm, it announced Wednesday it will allow those who have started an application on healthcare.gov before Monday to finish enrolling after that date.


Starting April 1, you'll be able to check a box on the federal health insurance marketplace, healthcare.gov, to say you've tried to sign up before March 31st.


The administration says that will solely be based on the honor code.


The clock is still ticking though, and if you haven't enrolled in a plan by Monday, you'll have to pay a penalty on your 2014 taxes.


That's $95 a person for the year or one percent of your income - whichever is higher.


That fine will keep jumping each year you're uninsured, but there are some exceptions.


For example, you're exempt from the penalty if you don't make enough to file taxes.


If you're having trouble with the healthcare.gov website, the U.S. Department of Health and Human Services says it will accept paper applications until April 7th.


You can mail an application to:


Health Insurance MarketplaceDept. of Health and Human Services465 Industrial BoulevardLondon, Kentucky 40750


You can also call the health insurance marketplace with questions at 1-800-318-2596.


You'll need your social security number, proof of income for each member of your family, policy numbers for your current plan if you have one, and any information about job-based coverage you're eligible for.


It's also important to remember that this deadline applies to all health insurance, not just a plan through the marketplace.


You won't be able to get a private plan, or any form of health coverage... Until open enrollment starts again on November 15th.


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