If you or someone you know needs healthcare now, then they must sign up for the for Affordable Care Act health coverage by December 15 in order to be covered by Jan.1. If by chance that date is missed, all is not lost as the Miami Herald reports, first time Obamacare consumers without insurance can still sign up for coverage by Jan. 15 but, their insurance plan won't kick in until Feb. 1.
People who signed up for coverage in 2014 will automatically be re-enrolled with the same insurance plan if they have not picked a new one by Dec. 15 but the Herald notes that this could be risky since some insurance companies have adjusted their rates since 2014.
'For some plans in which consumers enrolled last year the prices have gone up and for others they've gone down,' Judy Clauser, project director for the Epilepsy Foundation of Florida, told the Herald.
According to Clauser it is best to shop plans to find the best fit for a customer's medical requirements, which she told the Herald, may mean 'looking beyond monthly premiums.'
'It's also important to make sure your income information is up-to-date because that's how the government calculates your subsidy,' Clauser said.
According to the Herald, since open enrollment began on Nov. 15, some 1.38 million have signed up for Affordable Health Care Insurance plans.
Read more at the Miami Herald.
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